Property taxes when you buy in Catalonia
Buying a resale home in Catalonia, you pay ITP transfer tax — progressive from 10% to 13% — plus regulated notary and Land Registry fees, so budget roughly 10–13% on top of the price. A brand-new home from the developer is taxed differently: 10% IVA plus 1.5% AJD stamp duty.
Progressive transfer tax on second-hand homes. Most purchases sit at the 10% base rate.
VAT plus stamp duty, paid instead of ITP when you buy new from the developer.
ITP brackets (resale)
Catalonia's ITP is marginal — each band applies only to the portion of the price inside it.
Source: Agència Tributària de Catalunya — ITP/TPO tarifes (2025).
What it actually costs
All-in extra on top of the price — tax plus notary, registry and a gestoría — at four price points, for resale and new-build. Computed with the same engine VeoTrust uses in a Trust Check.
| Price | Resale (ITP) | New build (IVA+AJD) |
|---|---|---|
| €200,000 | €21,082 · 10.5% | €24,082 · 12% |
| €400,000 | €41,275 · 10.3% | €47,275 · 11.8% |
| €600,000 | €61,469 · 10.2% | €70,469 · 11.7% |
| €900,000 | €94,652 · 10.5% | €105,152 · 11.7% |
Notary & registry are regulated aranceles (RD 1426/1989, RD 1427/1989); the gestoría is a clearly-labelled typical estimate that varies by provider. Your exact figure depends on the deed.
Get the exact tax bill for your purchase.
Enter a real price and tenure and VeoTrust itemises ITP or IVA+AJD, notary, registry and the rest — to the euro.
What taxes do I pay on a resale home in Catalonia?+
On a resale (second-hand) home you pay ITP — the transfer tax. In Catalonia it is progressive: 10% up to €600,000, then 11%, 12% and 13% on the portions above €600k, €900k and €1.5M. On a €400,000 flat that is €40,000 of ITP; with notary and registry fees the total added on top is about 10.3% of the price.
What taxes do I pay on a new-build in Catalonia?+
A brand-new home from the developer is taxed differently: 10% IVA (VAT) plus 1.5% AJD stamp duty, instead of ITP. On a €400,000 new build that is €46,000 in tax, so the total added on top is about 11.8% — typically a little more than the resale equivalent.
What is the total cost on top of the price to buy in Catalonia?+
Budget roughly 10–13% over the asking price. That covers the purchase tax (ITP, or IVA+AJD on a new build) plus regulated notary and Land Registry fees and a gestoría. For a €400,000 resale home the all-in extra works out to about 10.3% (€41,275).
Do foreigners pay more property tax in Catalonia?+
No — the purchase taxes (ITP, IVA, AJD) are the same regardless of nationality or residency. As a foreign buyer you do need an NIE to complete, and if you are buying from a non-resident seller a 3% retention applies to the seller, not to you.
Sources: Agència Tributària de Catalunya — ITP/TPO tarifes (2025); AEAT — IVA tipos (vivienda nueva 10%); Agència Tributària de Catalunya — AJD; Arancel notarial — RD 1426/1989; Arancel registradores — RD 1427/1989. Tax and fee figures computed by the VeoTrust report engine; gestoría is a labelled estimate.
General information for people buying property in Spain — not legal, tax or financial advice. Confirm the figures for your specific purchase with a qualified professional.