How do I transfer money to buy property in Spain?
You move the purchase funds through a Spanish bank account and the notary records the exact means of payment in the deed; large transfers trigger anti-money-laundering checks (Ley 10/2010), so keep clear proof of where the money came from.
Plan the currency conversion — using a specialist FX provider rather than a high-street bank can save a meaningful amount on a property-sized transfer.
Have documentation of the source of funds ready; the notary and bank are legally required to verify it.
Checking a specific property?
VeoTrust verifies a listing against the cadastre, the registry, rent-control rules and the real taxes — an honest verdict in minutes.
Related questions
Sources: Ley 10/2010 de prevención del blanqueo de capitales — BOE.
General information for people buying property in Spain — not legal, tax or financial advice. Confirm the specifics for your purchase with a qualified professional.
Last reviewed June 2026.