Should I buy Spanish property in a company or in my own name?

For most foreign buyers of a single home, buying in your personal name is simpler and cheaper; a company structure usually only makes sense for multiple properties or specific tax/inheritance planning, and it adds annual running costs — take professional advice first.

A Spanish or offshore company carries setup and ongoing accounting/tax costs and extra scrutiny that rarely pay off for one holiday home.

The right answer depends on your residency, number of properties and estate plans — this is exactly where a tax adviser earns their fee.

Checking a specific property?

VeoTrust verifies a listing against the cadastre, the registry, rent-control rules and the real taxes — an honest verdict in minutes.

Related questions

Sources: Agencia Tributaria — IRNR, modelo 210 (no residentes).

General information for people buying property in Spain — not legal, tax or financial advice. Confirm the specifics for your purchase with a qualified professional.

Last reviewed June 2026.